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AFFORDABLE HOUSING

Affordable Housing

People with disabilities face a severe housing affordability crisis in this country. HUD's 2015 Worst Case Housing Needs Report to Congress found that in 2013, as many as 7.7 million renter households had worst case housing needs —defined as renters with acute needs for housing assistance, or unassisted renters with incomes below half of their area's median income who pay more than half of their income for housing or live in severely substandard housing. About  one in seven, or 14%, of renter households with worst case housing needs included a nonelderly person with disabilities. According to Priced Out in 2014, a biennial report published by TAC and the Consortium for Citizens with Disabilities (CCD) Housing Task Force, the national average rent for a modestly priced one-bedroom apartment is more than the entire amount of Supplemental Security Income (SSI) received by people with disabilities.

The U.S. Department of Housing and Urban Development (HUD) is the federal agency that creates solutions to meet the housing needs of homeless people and people with disabilities. TAC has developed a Federal Housing Resources Guide which highlights the key programs administered by HUD that are relevant to the housing needs of low-income people with disabilities including people who are homeless or at risk of homelessness.

The largest HUD affordable housing program is the Housing Choice Voucher Program. Over the past 15 years, HUD has awarded over 70,000 Housing Choice Vouchers (HCVs) targeted exclusively to people with disabilities to Public Housing Agencies (PHAs) across the nation. TAC maintains a comprehensive database that identifies the PHAs in each state that administer these HCVs targeted to special needs populations.

The long-awaited activation of the National Housing Trust Fund (NHTF) program, which will primarily be targeted to rental housing for extremely low-income (ELI) households, represents an important new opportunity for states to begin shaping the future of our nation’s ELI housing policies, including a robust expansion of integrated permanent supportive housing (PSH) units for the most vulnerable ELI populations. TAC's report, Creating New Integrated Permanent Supportive Housing Opportunities For ELI Households: A Vision for the Future of the National Housing Trust Fund, documents innovative ELI financing strategies developed in several states which could be adapted for NHTF capital and operating subsidy funding to begin closing the gap in ELI and PSH supply in 2016 when these new funds become available to states.  

TAC maintains the Resource Center on Supportive Housing which provides state-of-the-art information and resources for states and other supportive housing stakeholders as they face new challenges and opportunities for ensuring integrated community living opportunities for people with disabilities.

More on Affordable Housing Needs:

Out of Reach 2014, a report published annually by the National Low Income Housing Coalition (NLIHC), provides data for every state, metropolitan area and county in the country regarding how much a household must earn to afford a modestly priced rental unit.

Housing Spotlight: America's Affordable Housing Shortage & How to End It, also published by the NLIHC, analyzes data from the 2011 American Community Survey and illustrates the harsh reality facing low-income renters in the U.S. 

Another recent NLIHC report, Aligning Federal Low Income Housing Programs with Housing Need, explores if and how existing federal rental housing production programs serve the lowest income households, and finds that those which do rarely do so without relying on housing vouchers.

TAC Resources on Affordable Housing:

Creating New Integrated Permanent Supportive Housing Opportunities For ELI Households: A Vision for the Future of the National Housing Trust Fund

Save Section 811 with the New Community Integration Paradigm

Section 8 Made Simple

Solutions that Work: Innovative Strategies to Meeting the Housing Needs of People with Disabilities

Strategies to Help People with Disabilities Be Successful in the Housing Choice Voucher Program 

The Hidden Housing Crisis: Worst Case Housing Needs Among Adults with Disabilities

Other Affordable Housing Resources:

Center on Budget & Policy Priorities National & State Data Fact Sheets